You write the deal, we do the file
Private and non-bank lender matching for Australian brokers, with credit and sales support from structuring and packaging to submission, lender follow-up and settlement.
The work that usually falls to you at night.
Deals die when the file lands on a credit analyst’s desk with the LVR sitting two points over policy, an exit that depends on a contract nobody has sighted, and a valuation from a firm that lender doesn’t accept. It comes back with questions, or it comes back declined, and either way you’re a fortnight down and explaining it to your client.
- Read and reconcile
We read the valuation and check the figures reconcile against the contract, the rates notice and the lease. We test the security against each lender’s accepted types, locations and report-age rules, and the LVR against their cap for that specific security rather than their headline number.
- Structure it
We pressure-test the exit, then we structure it: which entity borrows, where the guarantees sit, whether the securities go to one lender together or split across two.
We get into the structure, chase the gaps and prepare the submission. When the lender comes back with questions, our team follows up. The lender sets its appetite and terms and makes the credit decision.
Scenario to settlementA no still tells you something.
A conditional names the gap: 66.7% against a 65% cap, and the debt reduction that closes it. A decline names the rule it failed and what would change it. You spend the afternoon fixing the deal rather than finding out why the phone went quiet.
Our team can help with structuring and packaging. Lending remains subject to the lender’s assessment and terms.
As hands-on or as hands-off as suits you.
Some brokers want the file back before it goes to credit, want to be on the call with the analyst and want to sign off on every condition. Others want to lodge it, take the term sheets, tell us which one and hear from us at settlement. Both work and you can change your mind mid-deal.
The client stays yours either way. We don’t contact your borrower unless you ask us to and put us in the loop, and we don’t market to them.
You keep every dollar of the brokerage.
No split, no referral share, no clip. If you’d normally hand a private deal to a specialist and split it, or turn it away because the work outweighs the fee, that changes here.
Brokers pay $0 in On Panel fees. You retain 100% of your brokerage. The lender pays On Panel on settlement. Interest, lender fees and third-party costs apply.
The fees in fullWhat you need to start.
Start with an address or scenario, or choose “No address yet” to enter the details. Check the loan amount, security value and other details before comparing lender fit. No sign-in is needed to compare.
Borrowers are companies and the purpose is business or commercial. You lodge under your own name and keep your own fee arrangement with your client.